Saturday, August 18, 2018

How to Complete Process of Opening Account of Sukanya Samriddhi Yojana in Post Office

In Previous posts we already discussed about Sukanya Samriddhi Yojana and how it benefits the life of peoples and its features we have seen that.This post about generally info on Sukanya Samriddhi Yojana in Post Office

Sukanya Samriddhi Yojana in Post Office

Sukanya Samriddhi Yojana in Post Office

We know that Post office already have different schemes and insurance policies and covers to employees. children, senior citizens and womens

Some of them schemes which are popular and used by large mass

Post Office Senior Citizen Saving Schemes - Scheme launched by government for the purpose of senior citizen to make good investment after retirement

However, 60 years or above age citizens are allowed under this scheme but if someone has taken the VRS or retirement between 55 to 60 years age can also use post office senior citizen saving scheme

Maturity is for 5 years only but scheme holder can continues to three years more

Interest rate is higher in this scheme currently 8.3% per annum

Premature closure after 1 years leads to deduction of 1.5% of total amount and it is 1% after 2 years

Scheme is tax relief under 80C section

Read Also : How to Open SBI Account for Sukanya Samriddhi Yojana

Read Also : Why Sukanya Samriddhi Yojana is best Investment

Post Office National Savings Certificate - Post office launched this scheme for making regular fixed income and also benefits to retirement person

Its interest rate is 7.6% and one person or jointly with other person can open the account under this scheme

Post office national savings certificate is for 5 years only

If you want to save tax and putting to your money on investing schemes so this national savings scheme by post office is for you and it will gives you tax relief up to RS.1,50,000 under 80C section

Post Office Monthly Income Scheme - POMIS scheme for the purpose of investment and you have to invest maximum up to rs 4.5 lakhs

Its interest rate is 7.3% and interest you will earned on monthly basis deposited to your saving account direct per month

You can jointly open the account and maximum invest upto rs 9 lakhs

Post office monthly income scheme is 5 years plan and account under this scheme can easily transfer to one post office to another post office

Post Office Sukanya Samriddhi Yojana Account - This scheme is one of the popular scheme and launched by Narendra Modi Government in December 2014

It launched to bring the bright and strong future for girl child

Its current rate is 8.3% per annum and it provides the better financial options to her for education and marriage expenses

Documents Required to Open Sukanya Samriddhi Yojana in Post Office

Identity proof, Address proof and birth certificate required to open account of sukanya samriddhi yojana in post office

How to Open Account of Sukanya Samriddhi Yojana in Post Office

  • Download the form from portal 
  • Fill up all the details
  • Don't need  girl child presence at opening of account
  • Submit all the compulsory documents to post office
  • Minimum Amount has to be deposited to start account 
After that as account active you will get notification through sms, so this is simple process to open account of Sukanya Samriddhi Yojana in Post Office

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