Tuesday, August 14, 2018

Ultimate Guide to Bajaj Finance Personal Loan for Self Employed Pick or Not

If you are self employed and have in mind to take loan to minimizes any type of sudden expenses but in confusion so this post cover about bajaj finance personal loan for self employed


Because You are self employed and can bank will be clear the loan or not ? so all this about in this post

Bajaj Finserv which is NBFC has Bajaj finance personal loan scheme for personal loan

Bajaj Finance Personal loan for Self Employed is for wedding, house expenses, medical emergencies, for travelling, education and for buying of any digital products

Bajaj Finance Personal Loan for Self Employed


In compare of Banks and Non Banking Financial Companies i.e NBFCS have different interest rate
However interest rate given by banks has been lower than NBFCS

Banks given to loans depend on good credit score but in NBFCS they required minimum criteria to apply for loans

Highlights on Bajaj Personal Loan for Self Employed 

  1. Easy EMI's depend on applicant
  2. Competitive Interest rate by bajaj finserv 
  3. Loan depend upon the EMI capacity of the person
  4. It is 100% collateral free personal loan
  5. Flexible loan structure suit for borrower 
  6. Bajaj Personal Finance loan for self employed give access to pay interest on how much money yet you utilized rather than on complete loan amount
  7. Tenure periods of the bajaj finserv personal loans generally between 1 to 5 years depending on company's terms and conditions
  8. Bajaj Finance Personal Loan for Self Employed offers Financing upto 35 lakhs and minimum loan amount offer is 1 lakh
  9. Self  employed requires minimum requirement
  10. Approved documentations under 24 hours
  11. Self employed can utilize this on wedding, medical expenses or any other expenses
  12. Fast approval of loan within five minutes when you apply online and disburses the loan amount within 1-3 days
  13. If you want prepayment or partial prepayment on loan bajaj finserv provides this facility on loan amount
  14. It charges certain security fees when you apply for online
  15. Person can withdraw loan amount 5 times a day maximum

Eligibility Criteria for Self Employed

  • Applicant's age must be between 21-58 years for bajaj finance personal loan for self employed
  • Applicant must me salaried person working on public sector, private sector company
  • Indian Citizens who living in the specific locations are eligible for personal loan because bajaj finance personal loan not working on each district of india 
  • list of cities where people can apply for bajaj finance personal loan for self employed rather than other cities person are Pune, Surat, Thane, Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag, Trichy , Ahmedabad, Chandigarh, Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Mumbai, Noida, Cochin, Jaipur, Kolkata, Nagpur, Bangalore, Chennai, Coimbatore, Calicut , Bhopal, Goa , Kolhapur , Raipur, Vapi , Jamnagar , Jodhpur , Lucknow , and Rajkot

Document Requirement for Personal Loan

  1. Ration card, Rental agreement, Passport or Electricity Bill copy of one of them for Address Proof
  2. Copy of Bank Statement
  3. Aadhar Card, Voter Card, Driving Licence copy of one of them for ID Proof
  4. You have to be Employee Id for Proof of Employee of Company
  5. Salary Slips you can give for proof of income  

Bajaj Finance Personal Loan for Self Employed Interest Rate

Bajaj Finance Personal Loan Interest Rate for Self employed is between 12% to 18% according to applicants criteria and profile

Loan statement, interest and principal statement charges is far less

Processing fee is 2% of the loan amount 

Penal Interest is 2% per month 

Bajaj Finance Personal loan charges up to rs.1500 to 2500 for every EMI bounce

Bajaj Finserv Personal Loan Status

If you want to details of loan information, download statements, make payment and know the status of your bajaj finserv personal loan you can visit bajaj finserv customer portal and login the details it will display the Bajaj Finserv Personal Loan Status

Bajaj Finance Personal Loan EMI Calculator

With the help of the better emi calculator you can easily planning and taking decisions of Bajaj Finance Personal Loan for Self Employed personal loan it helps you to find emi rates which can guide you about how much loan can you buy for managing EMI in better way 

Bajaj Finance has own calculator on its website online to find EMI data in easy way Go for Bajaj Finance Personal Loan EMI Calculator

Bajaj Finance Personal Loan Customer Care Number

If want to apply for loan or any queries related to Bajaj Finance Personal Loan Customer Care Number call to 020 3957 5152 or SMS ‘SOL’ to 9773633633

You can email to personaloans1@finserv.in 

If bajaj finance is in your city then you can direct go to branch for more information

So guys you got all the information subject to bajaj finance personal loan for self employed if you have more question please comment below 

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